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Ashbourne Insurance is a family-run independent insurance broker operating from two locations, Cheshunt & Hoddesdon on the Herts /
Established thirty years, we are authorised and regulated by the Financial Services Authority and provide a range of personal and commercial insurances and a claim advisory service.
You won’t find any of our deals on any comparison web-site and whether you’re looking for cheap insurance deals or a personal service for a complex request, Ashbourne aim to provide a “one-stop-shop”!
Ashbourne Insurance Services are a family run, general, Insurance Broker, based in two locations, Cheshunt and Hoddesdon in Hertfordshire. Ashbourne Insurance Services have been established for over 25 years and provide a range of Business Insurance and Personal Insurance products and an Insurance Claim Advisory Service.
We are authorised and regulated by the Financial Services Authority and as an Independent Insurance Broker we are free to search all the leading insurers to get cover tailored to your specific needs, at a price to suit your budget.
We pride ourselves on our personal approach and guarantee that all our clients will be dealt with by a trained professional who can assist with any enquiry, cover, payment, claim, etc.
In this day and age of "faceless" internet based companies, "off-shore" call centres and electronic call handling we offer a competitive alternative with a personal approach.
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Peter joined Ashbourne Insurance over twelve years ago, previously working in the travel industry. Originally based at the Hoddesdon office as Sales & Marketing Manager, Peter now works alongside his fellow directors and is responsible for all day-to-day activities of both the Cheshunt & Hoddesdon offices. Peter is a keen sports fan, particularly football and given the time he would like to travel more. Peter says he enjoys all food & drink, some would say a little too much! |
Sarah joined Ashbourne in 1992 following a successful career working within an international bank in the city of London. Sarah was initially involved with the installation of a new computer system and now takes on the day-to-day responsibility for all administration and financial functions of the business. A keen networker, Sarah can always be found out & about promoting the Ashbourne name and she likes nothing more than spending her spare time with family. |
Matt has been with Ashbourne Insurance since 1994, originally working in the Hoddesdon office before a brief sabbatical travelling the world and being transferred to Cheshunt in 1999. He now oversees all aspects of the day-to-day sales activities for the Cheshunt office as well as assisting in the development of both Commercial & Hoddesdon offices. His interests include travel, eating out, music, golf and squash. |
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Alan has been with Ashbourne Insurance for over 25 years and a Director for over 5. His wealth of experience & knowledge is invaluable to the day-to-day operations at Cheshunt and to the new management team. Alan likes most sports and is a very keen golfer being a member of a local club and even occasionally winning competitions. |
Mr. Mitchell Johnson Mitchell is the youngest member of the Ashbourne team; he has been working within the retail insurance industry for over two years now and is settling in to the role of sales advisor nicely. Mitchell joined Ashbourne from another insurance company, Endsleigh Insurance Services. In his spare time Mitchell likes to watch TV, play golf or go out with friends. |
Jeff Joined Ashbourne in the early 90’s, having previously worked for Barclays in the London market, redundancy followed as many will recall. Luckily for me I persuaded Ashbourne they needed a Commercial department to service their non-domestic clients – Interests include SCUBA diving, football, eating and drinking preferably whilst on holiday. |
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Emma joined Ashbourne Insurance Seven and a half years ago after finishing school. Originally employed as an office junior she has progressed through the ranks and now works as a Customer Advisor. Emma enjoys socialising with friends, shopping and as always would love to travel more if she could afford it. Emma is currently on maternity leave, please refer any enquiry to the Cheshunt office |
Tracey joined the Ashbourne commercial team in 2002 and has worked within the insurance industry for over 15 years. Based at the Cheshunt office, Tracey works alongside the Commercial sales manager, helping to administer all the business written. Tracey enjoys motor racing, both bikes and cars and begrudgingly attends aerobics once a week and hopes to travel all over the world eventually.
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Sue joined Ashbourne Insurance in March 1996, working in the sales department at the Cheshunt office but is now part of the administration department. It is Sue’s job to make sure we have all the relevant documentation from our clients. Once a week I visit our Hoddesdon office to check their paperwork. I enjoy watching football, socialising at my local and travelling. |
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Emma joined Ashbourne in January 2006, having previously worked in the insurance industry for 15 years. Emma has progressed to office manager which involves the everyday running of the office, making sure the staff is working to there full potential and that clients are getting a professional and friendly service. Emma likes eating out, shopping, entertaining friends at home, loves all sorts of music especially Joe Longthorne, which most people laugh at!
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I have been with Ashbourne for 13 years, up until recently based in the Commercial Department at our Cheshunt office, and have now moved to our Hoddesdon office with a brief to expand our Commercial Insurance account. Prior to my service with Ashbourne, I spent 9 years with the Prudential as 'The man from the Pru'. I Love meeting and taking on new clients and spreading the Ashbourne word. |
Before joining Ashbourne Marianne was development underwriter for insurance giant Royal & Sun Alliance for 15 years. Marianne brings with her a huge amount of experience and she will be a great asset to developing our commercial account at the Hoddesdon office. Marianne is a keen runner and enjoys nothing more than pounding the pavement! |
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Rob joined Ashbourne Insurance in Hoddesdon in September 2007 bringing with him over 30 years experience in the insurance industry. Rob's main area of experience has been gained in the Household Insurance market however; he is extremely capable in all aspects of Personal Lines. Rob is a family man having been married for 18 years and has an 11 year old daughter. Away from work Robs’ interests are reading, watching TV (particularly sport) and trying to help his daughter with her homework!
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Mr. Gary Jaycock Gary started at Ashbourne Insurance eight years ago, although he has spent many more years in the insurance industry. He’s one of our experienced sales advisers and can be found perched on the counter at Hoddesdon, ready to assist at any time. Gary enjoys the gym, reading, music & films. He also possesses a vast repertoire of appalling jokes! |
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Joan joined Ashbourne Insurance some two years ago having previously worked for a number of brokers in the insurance industry, always in administration which is her favourite field of work. Her family keeps her busy and all are football fanatics but when relaxing a good book in her garden on a fine day is the ideal way to unwind. |
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Sue Hollis has worked for Ashbourne Insurance for 15 years originally at the Cheshunt office but now working for both offices based at Hoddesdon. Sue is Personal Assistant to Peter Smits (Managing Director) and Sarah Smits (Financial Director). Sue likes needlework and reading when she has time as outside of work her life is fairly family orientated especially with parents and 5 grandchildren. |
Administration & Finance
Operations
Managing Director - Mr Peter Smits - 01992 471 001
Sales Director - Mr Matthew Hunt - 01992 622 365
Finance Director - Mrs Sarah Smits - 01992 471 001
Director (Ashbourne Insurance Services Ltd.) - Mr Alan Risby - 01992 622 365
Sales & Marketing Manager - Mr Ian Gandolfo - 01992 622 365
Retail Sales Manager - Mrs Emma Sibthorpe - 01992 471 001
Commercial Sales Manager - Mr Jeff Cast - 01992 623 624
Administration & Finance
Sales - Cheshunt office
Sales - Hoddesdon office
Commercial Insurance Department
Operations
Ashbourne Insurance Services is an independent intermediary Car Insurance Brokers based on the Hertfordshire Essex border in the UK. We will search the leading car insurers to provide you with a competitive alternative Car Insurance Quotes and cover tailored to your specific Car Insurance needs.
By understanding your requirements we can provide you with a choice of terms, features and benefits from a range of Car Insurance Companies and Lloyds of London. We don't just offer Cheap Car Insurance, we tailor cover to your specific needs at a price to suit your budget.
For many the main priority is cost and we aim to provide a competitive premium by comparing cost and cover against over forty different insurers, “we search the markets, so that you don’t have too”. Policy types available include; Cheap Car Insurance, Private Car Insurance, Comprehensive Car Insurance, Commercial Car Insurance, Third Party Car Insurance, Women's Car Insurance, 2nd Car Insurance Bonus, Ex-Company Car Insurance, Prestige Marques Car Insurance, High Performance Car Insurance, Classic Car Insurance and many others.
We have our own in-house claim service, available to help manage and advise on any incident that may occur and for non-fault claims we offer optional “un-insured loss recovery” to help claim for additional expenses. All policies will also include 24-hour claim assistance.
Why not call for your free no obligation quote on 01992 622 365 or click the "get quote" to send us an email and we'll call you right back!
Ashbourne Insurance can also provide you with temporary comprehensive motor insurance. Cover is arranged through HSBC Insurance (UK) Ltd for periods of between 1-28 days; for cars up to group 20 and vans up to 3.50 tonnes.
Simply "click" the link below and save time, you can buy on-line and the process is completed in 4 easy steps; Quote, Pay, Print and Go.
Temporary cover is ideal for those with an immediate temporary requirement;To allow friends or family to drive your car,Temporary additional vehicle cover,Courtesy car insurance,Test drive insurance or a newly purchased vehicle.
Please note we recommend that you refer any query to your insurer / broker in the first instance.
Does my policy include the "driving other cars extension"?
Will I be guaranteed a courtesy car?
What is protected No claim bonus?
Can I insure multiple vehicles under one policy?
What is "glass" cover?
Does my policy cover me whilst driving abroad?
Can I claim for mechanical breakdown?
Why do insurer's quote compulsory and voluntary excesses?
Does my policy include the "driving other cars extension"? Back to top | Get quote
As a general rule this extension is only available to comprehensive policyholders who are aged over 25 years. Terms will differ from insurer to insurer and certain occupations will be excluded. Always check with your broker and or policy documents.
Will I be guaranteed a courtesy car? Back to top | Get quote
The courtesy car facility generally available to comprehensive policyholders and is always supplied by the repairing garage. If your vehicle has been stolen or is a result of a total loss claim, you are therefore not guaranteed a courtesy car. We recommend taking out an extra policy to cover such an eventuality, available for all cover types from £16.95 per year.
What is protected No claim bonus? Back to top | Get quote
Once you have "earned" four or more years no claim bonus you can then protect this discount upon payment of an additional premium. In the event of a claim your no claim discount will then be "protected". Most insurers' will allow up to 2 fault claims during a 3-year period.
Can I insure multiple vehicles under one policy? Back to top | Get quote
Most insurers will only allow one vehicle per policy, however there are a number of insurer's that will now issue "family" policies, where all vehicles under one roof can be covered, so long as the number of vehicles exceeds the number of drivers.
What is "glass" cover? Back to top | Get quote
Most comprehensive policies will include cover for damage to glass. If the glass can be repaired there is no cost to the policyholder, however if the glass has to be replaced the policyholder would be expected to pay the policy excess (this differs from insurer to insurer). The policyholder should always use the recommended repairer, however glass claim do not affect your no claim bonus.
Does my policy cover me whilst driving abroad? Back to top | Get quote
Most policies will provide the minimum, (Third party only) cover whilst driving abroad within the EU, some insurers will automatically include European cover on a comprehensive policy. Policyholders should always check first with their broker / insurer before travelling abroad.
Can I claim for mechanical breakdown? Back to top | Get quote
Mechanical failure would not normally be covered by your insurance policy; we recommend that all clients take separate breakdown cover available for all vehicle types up to 15 years of age from £49 per year.
Why do insurer's quote compulsory and voluntary excesses? Back to top | Get quote
Dependant on your age and experience the insurer will apply compulsory policy excess, however if you would like to reduce the premium you can volunteer to pay higher excess in the event of a claim.
Mrs Lewis - London
"Always use a broker, Ashbourne are the best I've found!"
Mr Spencer - Essex
"one call does it all, 1st class from start to finish".
Call 01992 622 365
or send an email via "get quote"
Please use the Private Car Insurance Quotes form below to outline your Private Car Insurance needs, a dedicated member of staff will then call you within 24 hours to discuss your Private Car Insurance Quote cover in more detail.
We thank you for your time and look forward to hearing from you!
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Ashbourne Insurance Services are an Independent Insurance Broker based on the Hertfordshire Essex border offering a range of Commercial Insurance and Business Insurance services to suit the specific needs of your business including; Professional Indemnity Insurance, Business Liability Insurance, shop insurance, office insurance, property owners insurance (both commercial & residential), motor fleet insurance and motor trade insurance and commercial packages.
We are able to select from a wide range of ready-made packages from all the major insurers, or if necessary tailor cover on a “bespoke” basis to suit your individual requirements at a price to suit your budget.
We cater for the one man band right up to multi-million pound companies, whether based in contracting, sales or manufacturing. We are also able to quote for most high risk trades.
Ashbourne are an Independent Insurance Broker authorised and regulated by the Financial Services Authority and offer cover from a wide range of insurers. We also offer flexible monthly payment options, for little or no extra cost, legal expenses cover and an in-house claim advisory service.
We understand the specific needs of the business owner and with over 25 years experience we service our clients "face-to-face" to ensure you get a competitive alternative with the best possible service.
Ashbourne Insurance can also provide you with temporary comprehensive motor insurance. Cover is arranged through HSBC Insurance (UK) Ltd for periods of between 1-28 days; for cars up to group 20 and vans up to 3.50 tonnes.
Simply "click" the link below and save time, you can buy on-line and the process is completed in 4 easy steps; Quote, Pay, Print and Go.
Temporary cover is ideal for those with an immediate temporary requirement;To allow friends or family to drive your car,Temporary additional vehicle cover,Courtesy car insurance,Test drive insurance or a newly purchased vehicle.

Andrew Chadwick Electrician
I am particularly impressed with the speed in which you arranged the cover I urgently required for my current job, without which would undoubtedly have affected my earnings.
Please use the Business Insurance Quotes form below to outline your Business and Commercial Insurance needs, a dedicated member of staff will then call you within 24 hours to discuss the Business Insurance Quote cover in more detail.
We thank you for your time and look forward to hearing from you!
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Please use the Commercial Vehicle Insurance Quotes form below to outline your Commercial Vehicle Insurance needs, a dedicated member of staff will then call you within 24 hours to discuss your Commercial Vehicle Insurance Quote cover in more detail.
We thank you for your time and look forward to hearing from you!
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As a Taxi Insurance Broker Ashbourne Insurance Services have been providing Taxi Insurance for over 25 years. We do not just offer Cheap Taxi Insurance in the UK, we will tailor cover to your specific needs at a price to suit your budget.
Whether it be Private Hire Insurance, Public Hire Insurance, Chauffeur Insurance or Black Cab Insurance, we are able to offer terms from a range of insurers for one, three, six or twelve months cover.
All our policies include 24-hour insurance claim assistance and in the event of a non-fault claim provide a replacement "plated" taxi for the duration of repairs. We also offer flexible payment options and instant cover, our aim is to provide you with an affordable solution.
Listed below are the features of the policies we offer:
We invite you to contact Ashbourne Insurance to discuss your Taxi Insurance requirements in more detail, call 01992 471 001 or simply hit the "quick quote" button, send us a short email and we'll call you straight back.
Please note we recommend that you refer any query to your insurer / broker in the first instance.
Is Public Hire / Hackney Carriage Insurance cheaper than Private Hire insurance?
Will I be guaranteed a "plated" courtesy car?
Can my Spouse / Partner use my taxi for social, domestic or pleasure use?
Can I insure a hired car?
Is public liability included within my quote?
Is a "black-cab" cheaper to insure than a normal saloon car?
What paperwork must I provide to start cover?
Can I get cover for "any" driver?
Is Public Hire / Hackney Carriage Insurance cheaper than Private Hire insurance? Back to top | Get quote
Whilst historically Public Hire Insurance or Hackney Carriage Insurance was always cheaper than Private Hire Insurance this is no longer the case. Most, if not all-local authorities licence their Private Hire drivers and the vast majority are now full-time professional drivers.
Will I be guaranteed a "plated" courtesy car? Back to top | Get quote
If you are involved in a "non-fault" accident our Public Hire Insurance and Private Hire Insurance can provide a "plated" replacement vehicle, subject to local authority approval for the duration of repairs.
Can my Spouse / Partner use my taxi for social, domestic or pleasure use? Back to top | Get quote
Most insurers will allow private use or a taxi within the public hire or private hire insurance policy. However most local authorities will not! We can provide quotations, however cover will only be issued subject to written confirmation from the local authority that they are aware and happy with these circumstances.
Can I insure a hired car? Back to top | Get quote
Like all insurance policies you must own the vehicle you are going to insure. However certain insurers will allow third party only cover for rented vehicles, this facility is available for both Private Hire and Public Hire insurance.
Is public liability included within my quote? Back to top | Get quote
Most insurers will include unlimited liability for passengers whilst inside the vehicle, however the local authority will require additional liability for contract work (schools and health authorities). This can be purchased as an "add-on" and prices are available for up to £5 million.
Is a "black-cab" cheaper to insure than a normal saloon car? Back to top | Get quote
The traditional Hackney Carriage is generally cheaper to insurer than a normal saloon car. However you will also pay higher premiums for both multi seated vehicles (MPV's) and prestige marques.
What paperwork must I provide to start cover? Back to top | Get quote
We will require a copy of your drivers licence, local authority taxi licence for both driver and vehicle, a completed proposal form and proof of previous insurance (if relevant), in order to issue private or public hire insurance.
Can I get cover for "any" driver? Back to top | Get quote
The more drivers you add to the policy the more expensive the cover, whilst you can still buy "any-driver" taxi insurance policies you should try limit this to any driver over 25 or even 30 years of age.
Mr Carter - Essex
"I even got a replacement taxi whilst mine went in for repairs, following a claim!"
Mrs Brady - Bedfordshire
"I've tried others, but none compare to Ashbourne!"
Please use the Taxi Insurance Quotes form below to outline your Taxi Insurance needs, a dedicated member of staff will then call you within 24 hours to discuss your Taxi Insurance Quote cover in more detail.
We thank you for your time and look forward to hearing from you!
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Policies to cover a vast range of requirements for Motorcycle Insurance cover in the UK, we can quote your Bike Insurance on-line, over the telephone or face-to-face. We can offer everything from Cheap Motorcycle Insurance, Scooter Insurance, Moped Insurance, Bike Insurance, Motorbike Insurance, Courier Insurance quotes to occasional High Performance Bike Insurance quotes.
Specialist Motorcycle Insurance designed by enthusiasts for enthusiasts. Whether you ride your bike for work, your commute, or maybe, your pride and joy is the latest high-tech, low weight, sports high performance model, we have the policy to suit your needs.
As an Independent Motorcycle Brokers we can search the leading insurer’s to get you the most competitive quotation for all levels of cover, comprehensive, third party, fire & theft and third party only. We provide impartial advice on security devices, both mechanical and electronic.
All of our quotes will include optional legal expenses cover (up to £50,000) to provide you with professional legal help in the event of a non-fault claim, this service can cover; a replacement vehicle, personal effects and injury or loss of earnings (if relevant).
Why not call for your free no obligation quote on 01992 622 365 or click the "quick quote" to send us an email and we'll call you right back!
Please note we recommend that you refer any query to your insurer / broker in the first instance.
Can I insure more than more than one bike on a policy?
Does my insurance include personal items; crash helmet, clothing etc?
I am insured to carry a pillion?
I am a motorcycle courier; can I be covered for business use?
Does the fitting of security devices reduce my premium?
Does my insurance premium cover personal injury as a result of an accident?
Can I insure more than more than one bike on a policy? Back to top | Get quote
Some insurers will allow up to four vehicles per policy. The price is calculated on the highest rated vehicle and a fee payable for each additional vehicle. Please note that your no claim bonus will be for all vehicles on cover and therefore a claim on any vehicle could reduce the bonus and therefore increase your premium.
Does my insurance include personal items; crash helmet, clothing etc? Back to top | Get quote
Your insurance policy will include a small element of personal possessions cover, however we recommend that you take additional cover to protect these items.
I am insured to carry a pillion? Back to top | Get quote
Some insurers will exclude pillion cover, others will provide a discount if you elect to exclude this cover.
I am a motorcycle courier; can I be covered for business use? Back to top | Get quote
Yes, cover can be extended to include courier use, however only with selected insurance companies. We would ask that you advise us at the time of quotation if you plan to use the vehicle as a motorcycle courier at any time during the period of insurance.
Does the fitting of security devices reduce my premium? Back to top | Get quote
Both mechanical and electronic security devices can reduce your premium, as well as "garaging" the vehicle overnight. Certain combinations of security can result in a 10% discount, however please check with us before your purchase any devices. Please also note if you state that you have security devices, your insurer will expect you to use these at all times.
Does my insurance premium cover personal injury as a result of an accident? Back to top | Get quote
Motor insurance, be that car or bike, only provides cover for the vehicle (comprehensive) and any damage caused to a third party. We offer optional legal expenses cover, which in the event of a non-fault claim, where there is an identifiable third party, we can attempt to recover personal injury claims from the guilty third party.
Mrs Evans - Berkshire
"Efficient & friendly service every time I call!"
Mr Murphy - Essex
"Ashbourne saved me over £100 at renewal!"
Please use the Motorcycle Insurance Quotes form below to outline your Motorcycle Insurance needs, a dedicated member of staff will then call you within 24 hours to discuss your Motorcycle Insurance Quote cover in more detail.
We thank you for your time and look forward to hearing from you!
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Fleet Insurance is based on the principle that vehicles can only be driven by one person at a time and takes into account a drivers age, experience, occupation and location. Fleet Insurance has revolutionised the Multi Car Insurance Quote policies and the way they are written.
Be it a Multi Car Insurance Quote for Private Fleet Insurance, Commercial Fleet Insurance or Fleet Car Insurance, the more vehicles covered in relation to the amount of drivers, the greater the saving!
Fleet Insurance policy options and benefits include:
This unique policy can be activated at any time, simply start with one vehicle and add the remaining as and when they fall due for renewal.
For your "free" no obligation quote call now on 01992 471 001 or contact us and we'll call you right back.
I’ve found the policy very flexible and I recommend this policy and Ashbourne Insurance regularly because of the high level of service I receive. I have been using the Home fleet policy for nearly 2 years to cover my 5 vehicles for my landscaping business my partner and our member of staff.
Please use the Private Fleet Insurance Quotes form below to outline your Private Fleet Insurance needs, a dedicated member of staff will then call you within 24 hours to discuss your Private Fleet Insurance Quote cover in more detail.
We thank you for your time and look forward to hearing from you!
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A car as special as your Classic or Antique deserves a special kind of Insurance policy, that's where Ashbourne Insurance can help. With over 25 years experience in arranging Classic Car Insurance for every kind of classic car imaginable, we tailor a policy as unique as your vehicle. We know that owners of antique and classic cars are not like other motorists and the Classic Car Insurance cover we arrange takes this into account.
We offer flexible and Competitive Classic Car Insurance Quotes for all circumstances, sourcing the best available scheme from amongst the many offered by our panel of insurers. Why waste your time ringing round dozens of companies when we can do it for you? If you do ring round, come to us last – we will do our very best to beat the cheapest Classic Car Insurance Quotes you get. Members of most Owners Clubs and forums can also benefit from further discounts.
Please use the Classic Car Insurance Quotes form below to outline your Classic Car Insurance needs, a dedicated member of staff will then call you within 24 hours to discuss your Private Car Insurance Quote cover in more detail.
We thank you for your time and look forward to hearing from you!
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As with everything we do, we like to offer the personal touch, no two buildings and their contents are the same. We invite you to contact us with your Home & Personal Possessions Insurance list of requirements; we will then search through the leading insurers to obtain cover tailored to your specific Home & Personal Possessions Insurance needs.
We can offer Home & Personal Possessions Insurance cover for; Home Buildings Insurance, Home Contents Insurance, Let Property Insurance, Vacant Property Insurance, Refurbished Property Insurance etc. etc. etc.
Check your building sum insured with this House Rebuilding Calculator.
• Value Household Insurance
No nonsense Home Buildings Insurance and or Home Contents Insurance, to give you peace of mind at an affordable price. Homeowners Insurance cover can be tailored to suit your needs including "new for old" replacement or accidental damage. Combine Buildings and Contents Insurance to get further reductions.
• Landlords Insurance![]()
Property Owners Insurance designed for owners of tenanted domestic property, including flats, providing fire & full perils, theft & malicious damage, subsidence, public & property owner’s liability and loss of rent.
• Prestige Home Insurance
For certain clients, standard home insurance isn’t enough. We offer a specialist Prestige Home Insurance service providing higher and wider levels of cover, which is individually, structured around the way you live today and flexibility to adapt to your future needs.
• Vacant & Refurbished Property Insurance![]()
Renovating an old property and selling on for a profit is becoming increasingly popular. We offer cover tailored to your Vacant Property Insurance or Refurbished Property Insurance needs whilst the refurbishment is being carried out to include buildings cover and property owners' liability. Policies are available for both 6 or 12 months cover.
Why not call for your free no obligation quote on 01992 471 001 or click the "quick quote" to send us an email and we'll call you right back!
Please note we recommend that you refer any query to your insurer / broker in the first instance.
How do I know how much to insure for buildings cover?
Do I have to specify personal possessions separately?
Is it better to insure the buildings & contents together or separately?
What about my possessions when outside of the home?
My child is away from home staying at university, what about his possessions?
What is meant by "new for old" and "accidental damage"?
At Christmas time my contents sum insured will be higher than at any other time?
How do I know how much to insure for buildings cover? Back to top | Get quote
The sum insured should represent the re-build value of the property and not the re-sale. The only exact way to know is to instruct a surveyor. Alternatively we can quote for a "bedroom rated" sum insured, which would provide cover up to a maximum amount.
Do I have to specify personal possessions separately? Back to top | Get quote
Within the contents section of the policy you will be allocated a percentage for personal possessions / valuables, however if the particular item(s) is of sentimental or high value we would suggest that you specify those items and retain a valuation which is no more than three years old.
Is it better to insure the buildings & contents together or separately? Back to top | Get quote
You will receive a discount (usually between 5-10%) if you combine both buildings and contents cover. This will also provide you with one common renewal date and one point of contact for any policy / claim matters.
What about my possessions when outside of the home? Back to top | Get quote
If you require cover for any item whilst outside of the home you must take specified "all risks" cover per item to be insured.
My child is away from home staying at university, what about his possessions? Back to top | Get quote
Most policies will provide an element of contents cover for students whilst living away from home. Always check with the insurer / broker first and take our separate arrangements for high value items.
What is meant by "new for old" and "accidental damage"? Back to top | Get quote
It is not always possible to replace an old item (TV) with a like-for-like replacement. Therefore in the event of a legitimate claim your insurer will replace your old item with a similar model new one. Accidental damage cover is an optional extension to both buildings and contents cover.
At Christmas time my contents sum insured will be higher than at any other time? Back to top | Get quote
You do not need to worry; most policies will automatically include a seasonal increase in the contents sum insured of between 10 and 25%.
Mr Smith - Hertfordshire
"A very good price with simple, impartial advice".
Mr Collins - Cambridgeshire
"What a breath of fresh air, no faceless call centre".
Please use the Home and Personal Possessions Insurance Quotes form below to outline your Home and Personal Possessions Insurance needs, a dedicated member of staff will then call you within 24 hours to discuss your Home and Personal Possessions Insurance Quote cover in more detail.
We thank you for your time and look forward to hearing from you!
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Ashbourne Insurance can provide you with cheap holiday insurance with quality cover. Choose from annual multi trip, single trip, backpackers or winter sports policies.
Perfect, if you are just taking one trip this year and need quick, affordable insurance with the option of winter sports.
If you plan to travel at least a couple of times within a period of 12 months, this is the cover for you. Affordable Annual Travel Insurance with the option of winter sports.
If you are taking a gap year or career break, get essential reassurance at affordable prices with our Backpackers Travel insurance.
Single & Annual Multi-Trip Travel Insurance for wintersports holidays.

Vicky Houlihan
"Ashbourne produced a tailored insurance policy for my snow boarding trip."
If you are going travelling for Business or Holiday and need to get a Cheap Travel Insurance Quote, then please use the Travel Insurance Quote form below to outline your Travel Insurance needs. Then a dedicated member of staff will then call you within 24 hours to discuss the Travel Insurance Quote cover in more detail.
We thank you for your time and look forward to hearing from you!
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What to do in the event of an accident…
For assistance and guidance on any matter when you have an accident your legal club membership policy offers a free helpline on 0870 286 2686 or email claims@ashbourneinsurance.co.uk.
If you are involved in an accident, here is a list of things that you should do:-
From your purchase of insurance to arranging settlement of your claim, Ashbournes, team of experts will ensure you receive the best service. All claims are overseen by a legal representative, ensuring your claim receives the expertise it deserves.
So let us take the strain of your claim by calling us on 0870 286 2686 or emailing claims@ashbourneinsurance.co.uk
For more information or to Contact Ashbourne Insurance Services please use the form below to outline your requirements, and a member of our dedicated team will contact you within 24 hours.
NOTE:
Ashbourne Insurance Services (Hoddesdon) Ltd.
50 Amwell Street,
Hoddesdon, Hertfordshire,
EN11 8UA

Phone: 01992 471001
Fax: 01992 444522
Email: hoddesdon
Ashbourne Insurance Services Ltd.
3-5 High Street,
Cheshunt, Hertfordshire,
EN8 0BX
Phone: 01992 622365
Fax: 01992 626191
Email: cheshunt
Opening Times
Mon-Fri: 9.00 to 17.30
Sat: 9.00 to 12.00
Below are further details of Ashbourne Insurance Company Information and registration details.
Registered in England & Wales No. 2837161
Registered Office Address - 105 Baker Street, London, W1U 6NY.
Registered in England & Wales No. 4235081
Registered Office Address - 105 Baker Street, London, W1U 6NY.
Below is Ashbourne Insurance Site Map, alternatively you can view the Sitemap XML (sitemap.xml) version.
Below is a list of useful web-sites and affiliate companies which we recommend.
If you are looking for Insurance Jobs or Careers in Insurance then Ashbourne Insurance are a young & expanding organisation based in Hoddesdon and Cheshunt on the Hertfordshire Essex Border. We are always looking for career minded, self-motivated, professional individuals who want to join a forward thinking company and be part of our success and growth.
Whilst certain roles will demand previous relevant Insurance Job experience, the basic requirements are for, confident, intelligent and enthusiastic people with the ability to learn.
We offer a challenging and exciting environment to work in, the opportunity to contribute to our continued success and a competitive salary and incentives.
If you would like to be part of this experience, Careers and Jobs exist in Insurance for sales, retail or administration, why not contact Ashbourne Insurance to find out more.
For more information, or to apply for a job please email your CV to careers@ashbourneinsurance.co.uk or write to the following address.
HR Department
Ashbourne Insurance Services Ltd
50 Amwell Street, Hoddesdon, Herts, EN11 8UA
If writing, please mark your enquiry as “private & confidential”.
January 2008
Copyright © 2008 Ashbourne Insurance Services Ltd. All rights reserved.
This is the official website of Ashbourne Insurance Services Ltd.
By using this site you are accepting these terms and conditions, if you do not wish to accept these terms and conditions we suggest that you do not use this site.
Ashbourne Insurance Services Ltd reserves the right at any time and without notice to amend or alter all content on this site as it wishes.
This free access website is intended to provide free information about Ashbourne Insurance Services Ltd, its services, latest news and its work for a number of its clients, and provide contact information for Ashbourne Insurance Services Ltd.
All copyright to all graphics, images, logo's, data and html code contained in this website belongs to Ashbourne Insurance Services Ltd or its clients. Reproduction, adaptation or modification of all or any part of this website is strictly prohibited without the prior written permission of Ashbourne Insurance Services Ltd or in accordance with the Copyright Designs and Patents Act 1988.
This website is designed to be a business to business website and is not intended for the use of individual consumers or children. Ashbourne Insurance Services Ltd may collect and store personal identifiable information about the persons or companies who visit this website.
This information may include, but is not limited to, details such as your name, address, telephone number, fax number, CV, URL, domain name, I.P. address, company name, job title or email address. Ashbourne Insurance Services Ltd may use this information to contact you or your company about its products and services from time to time.
Ashbourne Insurance Services Ltd may also collect and store information about users who visit this website to improve the website and improve user interaction based on the information collected.
Ashbourne Insurance Services Ltd does not trade, sell, rent or pass on any information about the users of this website to any third parties for marketing purposes without your express consent.
You may ask Ashbourne Insurance Services Ltd to delete any information about you or your company and cease any further contact with you at anytime by contacting Ashbourne Insurance Services Ltd by phone, letter or email.
Where you are invited to submit any contribution to this site such as to the guestbook or competitions you are by submission to grant Ashbourne Insurance Services Ltd a perpetual, royalty free, non-exclusive, license to use, reproduce, modify, adapt, publish and create derivative works from for any purpose that Ashbourne Insurance Services Ltd wishes, e.g. marketing and promotional purposes, if you do not wish to grant such rights to Ashbourne Insurance Services Ltd, it is suggested that you do not submit your contribution to this site: by submitting your contribution to this site you also indemnify Ashbourne Insurance Services Ltd against all legal fees, damages, and other expenses that may be incurred by Ashbourne Insurance Services Ltd as a result of any material submitted by you.
Unauthorised use of this website
This site is offered AS IS and without warranties of any kind.
All information and images contained on this website are believed to be truthful and accurate but nothing on this website shall be considered a representation by Ashbourne Insurance Services Ltd and no reliance should be placed upon any information contained on the website unless it has been confirmed in writing by Ashbourne Insurance Services Ltd to be correct.
Ashbourne Insurance Services Ltd is not responsible for unavailability, interruptions in availability, viruses or other defects in the site or its contents. In no event shall Ashbourne Insurance Services Ltd be responsible for any damages to users or their computer systems or otherwise.
Where this website contains a link to another site this is provided only for the convenience of the user of this website, Ashbourne Insurance Services Ltd do not endorse or confirm any contents of any such website and accept no responsibility for the contents or the use of any such website.
Ashbourne Insurance Services Ltd accept no liability for any errors or omissions on this website and its liability howsoever arising in relation to the website shall exclude liability for indirect and consequential loss including loss of profits, loss of opportunity, loss of systems, loss of reputation, business interruption, loss of programmes or other data.
The website (http://www.ashbourneinsurance.co.uk) Ashbourne Insurance Services Ltd and its contents are governed by English law.
The purpose of this statement is to set out how we use personal information that we may obtain about you. By registering as a user of the services provided by Ashbourne Insurance Services Ltd and by using the Ashbourne Insurance Services Ltd website generally you agree to this use.
1. When you and use this site you may be asked to provide certain information such as your contact details. We will store this data and hold it on computers or otherwise. We will use this data to fulfil our agreement with you.
2. We may use information that you provide or that is obtained by us:
3. We may give information about you to the following, who may use it for the same purposes as set out above:
We may also disclose your information:
4. In order that we can monitor and improve the site, we may gather certain information about you when you use it, including details of your domain name and IP address, operating system, browser, version and the web site that you visited prior to our site.
5. New technologies are emerging on the Internet that helps us to deliver customised visitor experiences. In particular, there is a technology called "cookies" which may be used by us to provide you with customised information from our web site. A cookie is an element of data that a web site can send to your browser, which may then store it on your system. Cookies allow us to understand who has seen which pages and advertisements, to determine how frequently particular pages are visited and to determine the most popular areas of our web site. Cookies also allow us to make our web site more user friendly by, for example, allowing us to save your password so that you do not have to re-enter it every time you visit our web site. We use cookies so that we can give you a better experience when you return to our web site. Most web browsers automatically accept cookies. You do not have to accept cookies, and you should read the information that came with your browser software to see how you can set up your browser to notify you when you receive a cookie, this will give you the opportunity to decide whether to accept it.
6. We may supplement the information that you provide to us with information that we receive from third parties.
7. We endeavour to take all reasonable steps to protect your personal information. However, we cannot guarantee the security of any data you disclose on-line. You accept the inherent security risks of providing information and dealing on-line over the Internet and will not hold us responsible for any breach of security unless this is due to our negligence or wilful default.
8. You have the right to see personal data (as defined in the Data Protection Act) that we keep about you, upon receipt of a written request and payment of a fee. If you are concerned that any of the information we hold on you is incorrect please contact us.
9. Please be aware that our site may link to other web sites which may be accessed through our site. We are not responsible for the data policies or procedures or the content of these linked web sites.
10. In the course of undertaking the activities specified in this privacy policy we may transfer data outside the European Economic Area to countries which do not have data protection laws or to countries where your privacy and other fundamental rights may not be protected as extensively as in the United Kingdom.
11. Please note that any products and services are supplied subject to our standard terms and conditions.
If you have any comments or queries in connection with our privacy policy, please e-mail us.
Stay up-to-date the latest Insurance News from Ashbourne Insurance Services.
RSS Feeds allow you to see when websites have added new content. You can get the latest headlines in one place, as soon as its published, without the inconvenience of visiting the websites you have taken the RSS Feed from.
There is a range of different RSS Readers available with new versions appearing all the time.
Different RSS Readers work on different operating systems, so you will need to choose one that will work with your computer.
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Newsfire
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Bloglines
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Ashbourne Insurance Services Ltd. is not responsible for the content of external internet sites.
You can subscribe to Ashbourne Insurance News RSS Feed in a number of ways, including the following:
If you use one of the following web-based RSS Readers, click on the appropriate button to subscribe to the RSS feed.
Ashbourne Insurance Services Ltd. is not responsible for the content of external internet sites.